Now in Beijing, only the seedling bank won't give you a loan, but you can find some third-party companies to guarantee it, because the bank is very interested in your first source of compensation, and the seedling itself is movable property, so supervision and repurchase are very troublesome. The bank won't do it in the first instance, but you can consult Genmiao Financial Services in Beijing. They have been doing this piece of seedling, and you can consult the relevant questions and hope to adopt them.