There are many platforms that can provide loans to users in the market, but the loan interest rate of each platform is different and the loan qualification is slightly different. A friend asked Xi Cai Jun, which loan platform has the lowest interest rate and the most formal interest rate? Xi Cai Jun shared with you four low-interest and fully qualified microfinance softwares. Let's have a look!

1, white cat loan

White Cat borrows the credit products of Guangzhou Du Zhi Internet Microfinance Co., Ltd., with a loan amount of 50-40,000, a loan term of 3-65,438+02 months, and a daily interest rate of 0.05%. Due to certain geographical restrictions, Tibet, Ningxia, Inner Mongolia and Xinjiang are not supported for the time being.

2. Sorry

Borrowing is an online personal microfinance platform provided by Alipay. Users who meet the loan requirements can find the loan entrance in the personal center. The minimum daily interest rate for borrowing is 0.2%, and the loan interest rate applied by most users is around10.4 million.

Step 3 consume in advance

Didi Hua is an early mobile phone loan platform under the Central Plains Consumer Finance. I have been operating online, and I don't need to go to the store to sign. It is called 7*24 hours service. You can apply at any time and pay immediately after approval. The maximum loan amount that can be applied is 6,543,800 yuan+0.5 million yuan, and the minimum loan amount is 500 yuan.

Step 4 have money to spend

Money Flower is a credit product owned by Du Xiaoman. The maximum loan amount that users can apply for is 200,000 yuan, and the longest loan can be repaid in 24 installments. The interest on the money spent is calculated as residual principal × interest rate × actual borrowing days, and the minimum daily interest rate is 0.02%. The actual interest earned by different users will be different.

References:

Du Xiaoman has money to spend on official website.