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Can undergraduates renew their loans after graduate school?
How to renew student loans from students after being admitted to graduate school

Every year, many people in universities are admitted to graduate schools and start further studies. Among these students, many need to complete their studies through student-origin loans. Then, how can I renew my student loan from my hometown after I am admitted to graduate school? Today, I will introduce the relevant contents to you.

For students admitted to graduate school, it will be a little more troublesome to renew their loans than during their undergraduate period. But the whole process is not very complicated.

Treatment process

1. Students need to bring their original ID card, the original admission notice and the corresponding copy to the county financial aid center to go through the formalities for changing their student status information;

2. After the information is changed, log in to the student loan system and fill out the loan application form;

3. Bring the application form, the original admission notice and the original ID card to the county rescue center to renew the loan;

4. Bring the loan receipt issued by the county rescue center, and go to the new school to ask the teacher of the rescue center to input the information into the relevant system.

Tips: If you can, I suggest you go to the county financial aid center to renew your loan when you change your schooling information.

Generally speaking, if you get a postgraduate loan, you must first become the school information, otherwise you can't continue to apply for a loan.

Undergraduate students borrowed campus loans, so graduate students are in other schools, is it a renewal loan?

The national student source credit student loan refers to the student loan issued by the National Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

The policy of student-origin credit loan issued by the state has been actively piloted in many provinces and cities across the country, and most cities have begun to implement student-origin credit loan. If you need to consult about loan renewal, it is recommended to contact the local education administrative department for details.

Reply time: 202 1- 12-07. Please refer to the latest business changes announced by Ping An Bank in official website.

What should I do if I continue to apply for a student loan after the postgraduate entrance examination?

Give financial aid to students

It is a national discount welfare policy for poor students. During college, students who apply for loans can enjoy interest-free treatment. After normal graduation, they will start to calculate interest and repayment according to the expected annualized interest rate of the national benchmark. Then, what should undergraduates do if they continue to apply for student loans in the year when they should have graduated?

If a student is admitted to a master's degree from an undergraduate course, the borrower shall promptly change his/her schooling information, so that he/she can continue to enjoy the national financial discount policy during his/her stay at school without bearing the loan interest. If the school information is not changed in time, the loan interest generated since graduation will be paid by the borrower.

When personal information changes, you need to bring your ID card and master's admission notice to the county financial aid center. After the teacher in the county center has checked it correctly, you can change the start and end date, expiration date and grace period of the contract interest discount in the student source loan management system, which will take effect only after it is approved by the development bank.

Undergraduate students applied for student loans. Can I apply for a loan for further study after the postgraduate entrance examination in World War II?

Because there is no mandatory requirement for postgraduate study, undergraduate students are required to study in the same year after graduation, so there will be cases where undergraduate students will take the postgraduate entrance examination several years after graduation. This situation is actually quite common. First of all, you must not apply for the extension of the national student loan. Because you have left school after graduation, whether you are working or studying at home, you need to start paying interest in the year of graduation.

As for whether you can apply for a new national student loan, the specific situation is subject to the dual regulations of the school and the bank. If you meet the requirements for re-applying for national student aid, you can apply for a national student loan after completing the postgraduate examination. If the application is not supported, please repay the principal and interest on time during the postgraduate study.

Generally speaking, there is a situation that you can apply for a national student loan after the postgraduate entrance examination on 20 18, that is, you can apply for a national student loan immediately after graduation, and you have not applied for a national student loan during your undergraduate course. For other information, please refer to the national student loan application policies of schools and banks.

Study for a master's degree immediately after graduation;

1, the school allows graduate students to apply for national student loans.

With the permission of the school, students can apply for the extension of the national student loan or apply for the national student loan during their postgraduate period. The reason for applying for extension is that the student loan has entered the repayment period after graduation. After the extension, the national student loans applied for by graduate students and undergraduate students still enjoy financial discount service without paying interest and principal.

At the same time, you can also apply for a new national student loan during the school season and postgraduate period. As before, you can only apply once per academic year, and the loan amount should not exceed 12000 yuan in principle.

2, the school does not allow graduate students to apply for national student loans.

Some schools stipulate that students who have applied for national student loans during their undergraduate years and have not paid them off cannot continue to apply for national student loans for graduate students. In this case, we can only simply apply for extending the national student loan. After the extension is successful, the interest to be paid after graduation will be postponed until after graduation.