The total loan amount is 100000, assuming the annual interest rate is 4.90%. The loan term is 3 years: the monthly repayment of principal and interest is 2,992.6 yuan, the total repayment amount is 107733.6 yuan, and the interest payable is 7,733.6 yuan. The interest paid in the first month is 408.33 and the principal paid in the first month is 2584.27; The interest paid in the second month is 397.78, and the principal paid in the second month is 2594.82.