1. After obtaining the authorization of the insured, the insured can apply for a policy loan from Taikang Insurance Company, such as calling the customer service hotline of Taikang Insurance Company;
2. According to the requirements of Taikang Insurance Company, prepare the relevant materials needed to apply for policy loans. Generally speaking, it is necessary to prepare an application for change of insurance contract (policy loan/repayment), the insured's ID card, bank card and the insured's ID card. Entrust others to handle, generally need to prepare a power of attorney and agent identity documents;
3. The insured carries the policy loan materials to the offline service outlets of Taikang Insurance Company to handle the policy loan procedures;
4. The staff of the insurance company will assist in handling it. After the data is approved, the insurance company will transfer the loan to the bank account designated by the insured.