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My son plans to go to college in America. Excuse me: Will my bank's loans overdue record affect my son's visa?
The visa officer will only look at the materials you provide him.

Unless you have nothing to do, why do you provide him with materials that are not good for you?

Just remember that everything that can prove that your child will come back in the future can be handed in to eliminate the visa officer's worries, and your visa will be fine.