The maximum loanable amount of provident fund loan is related to the nature of the house and whether many people participate in the loan. There are four situations: 1, buying the first house, 1 person participating in the loan, with the maximum amount of 600,000. 2. When buying the first house, two or more people participate in the loan, with the maximum amount of10.2 million. 3. Buy a second set of improved housing, and 1 person participates in the loan, with the maximum amount of 500,000. 4. Buy a second set of improved housing, and two or more people will participate in the loan, with the maximum amount of 6,543,800+0,000. What is the maximum loan amount of provident fund loans? 1. The maximum loan amount normally paid by the borrower into the housing provident fund is 300,000 yuan. 2. The maximum loan amount for both the borrower and the spouse to normally deposit the housing provident fund is 500,000 yuan. Three, workers' families use provident fund loans to buy houses, the area is below 90 square meters (inclusive), and the first set of housing certificates can be issued by the ownership management department. Only the borrower meets the conditions for provident fund loans, and if the loan amount is less than 300,000 yuan according to the above provisions, it can be calculated as 300,000 yuan. Both husband and wife are eligible for provident fund loans. If the loan amount is less than 500,000 yuan according to the above provisions, it can be calculated as 500,000 yuan. Four, the local housing security administrative departments to determine the audit, in line with the purchase of affordable housing conditions of urban low-income families can apply for housing provident fund loans. The applicant shall provide a stamped copy of the "Application Form for Affordable Housing in Wuxi City" approved by the local housing security administrative department. If only the borrower meets the conditions of provident fund loan and the loan amount is less than 300,000 yuan according to the above provisions, it can be calculated as 300,000 yuan. Both husband and wife are eligible for provident fund loans. If the loan amount is less than 500,000 yuan according to the above provisions, it can be calculated as 500,000 yuan. I hope the above content can help you.

Second, after March, the policy of buying a house with provident fund loans 1, 202 1 means buying a house before March 1. ...

The provident fund can be used to buy a house by loan 1 year or more, and the loan amount can be limited by four values; 1, 20% down payment for saving provident fund, 30% down payment for combination, 2. The personal provident fund loan is up to 400,000 yuan, and 500,000 yuan if it is supplemented. Others can only be mortgaged if they want to borrow more. Card balance 10 times, less than 20,000 yuan is calculated as 20,000 yuan, 4. (Monthly payment/unit ratio/individual ratio) = monthly salary. The lowest of the four values is how much money you can borrow. If you need a loan, you can contact me, 100 yuan agent, a professional loan company.

3.202 1 How much can I borrow from Zhaoqing Provident Fund?

At present, the highest loan in Duanzhou District of Zhaoqing Provident Fund is 200,000 yuan. According to the understanding of Zhaoqing provident fund loan benchmark interest rate, the interest rate of the first set of housing provident fund loans for five years and below is 3.25%. The interest rate for loans with a term of more than five years is 3.75%.

Four, Zhaoqing provident fund loan conditions

Necessary conditions for applying for housing provident fund loans in Zhaoqing:

1, and the housing provident fund has been paid in full for more than 6 months (inclusive);

2. The current personal provident fund account deposit status is displayed as normal;

3. The house purchased (built) by the applicant does not belong to the third or above housing;

4. The purchased (built) house is within the administrative area of Zhaoqing City;

5. The applicant must be the owner or owner of the house purchased (built);

6. Pay 20% of the down payment for the first house purchase according to the down payment ratio stipulated by Zhaoqing City. There is a set of 20% (settled loans) and a set of 30% (outstanding loans).

7, according to the provisions of Zhaoqing city to provide the information needed for provident fund loans.

To apply for a second provident fund loan, the following conditions must be met:

1, the loan-to-deposit ratio of Zhaoqing Provident Fund (i.e. "personal loan rate") is within 90%;

2. The loan object is limited to employees who have paid the provident fund in Zhaoqing City (excluding employees who have not paid the provident fund in this city);

3. The applicant's family (referring to both husband and wife) must settle the first provident fund loan;

4. Limit the purchase of ordinary housing;

Note: The standard of ordinary housing is building area 144_, or interior area 120_.

5. Loan interest rate rises 10%.

Note: Both husband and wife have paid the provident fund normally, and only one of them has applied for a provident fund loan before marriage, and applying for a provident fund loan after marriage is also a second provident fund loan.