Mortgage consumption is automatically deducted by the bank. As long as enough funds are deposited in the bank card bound for repayment before the specified time on the repayment date, the bank will automatically deduct the money.

After handling the loan, the bank will give the repayment details of 1-2 years, with the repayment amount and repayment time of each period, and only need to input the funds into the bank card in advance. And most banks will have SMS reminders before the repayment date.