The interest rate of individual housing loans in Chengdu is 2.75% for five-year loans and 3.25% for loans over five years. The maximum amount of a single housing provident fund loan in Chengdu Housing Provident Fund Management Base is 600,000 yuan. The calculation formula of single loanable amount is 30 (times) of the sum of the normal deposit balance of housing provident fund in the last month when the lender applies for a loan. The normal deposit balance of the lender's housing provident fund is based on the Chengdu provident fund base, and the illegally remitted housing provident fund is not included in the normal deposit balance. The loan interest rate refers to the loan interest rate for buying a house, and the calculation formula is loan interest = loan amount multiplied by loan interest rate multiplied by loan term. Interest rates vary according to policies. The bank loan interest rate is comprehensively evaluated according to the credit situation of the loan, and the loan interest rate level is determined according to the credit situation, collateral and national policy (whether it is the first suite). If all aspects are evaluated well, the mortgage interest rates implemented by different banks are also different. The benchmark interest rate of housing loan is 4.9, with the first set rising by 5% and the second set rising by 10- 15%. The specific figures are implemented in accordance with local policies and banking policies. The loan interest rate is set by the bank, and there are still conditions when lending money, so these still need to be understood clearly.