1. Pay the vehicle purchase tax and submit the materials (copy of the ID card or organization code certificate of the invoice, copy of the vehicle certificate, copy of the first copy of the car purchase invoice and copy of the tax return). But you should bring the first copy of the invoice and the original vehicle certificate.

2. Take the registration application form and the external inspection form.

Calculation method of interest rate:

1) Bank loan benchmark interest rate: 1 6.666% per year; 2 -3 years 6.7 1%.

2) Total down payment = down payment+necessary expenses+commercial insurance.

3) purchase tax = purchase price /( 1+ 17%)× purchase tax rate (10%).

Car buyers who apply for automobile consumption loans must also meet the following conditions:

(1) The car buyer must be at least 18 years old and a citizen of China with full civil capacity.

(2) Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized, in order to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.

(3) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter.

(4) Providing banks with bank-approved guarantees. If the personal account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased by the loan.

Refer to the above content: Baidu encyclopedia-loan car purchase