Everyone knows that the first home loan is a loan issued by the bank to the borrower who buys the first home. So what is the interest rate of the first home loan in Hangzhou on 20 19? What are the housing purchase policies in Hangzhou? How to identify the first suite? Let's take a look with Bian Xiao.
1.20 19 What is the interest rate of the first home loan in Hangzhou?
20 19 The interest rate of the first home loan in Hangzhou was lowered from the benchmark 10% to 8%, which has been implemented by banks such as China Construction, Guangfa and Citigroup. For example, the first home loan is 2 million, which is divided into 30 years. According to the previous loan interest rate 10%, it should be repaid every month. Based on the loan interest rate of 8% this year, the monthly repayment should be1100 yuan, and the total principal and interest is 3.99 million yuan.
2. What are the housing purchase policies in Hangzhou?
1, not registered in this city, and having paid social security or individual tax continuously in this city for 2 years or more, the purchase is limited to 1 set.
2. It is forbidden to buy houses with 1 set or above in this city, regardless of whether it is registered in this city or not.
3. If the foreign household registration moves into Tonglu, Lin 'an, Jiande and Chun 'an, it will take 2 years to buy a house in the restricted area of this city.
4. The house can only be sold, transferred or donated after 3 years of purchase.
Third, how to identify the first suite
The loan under 1, 1 has been settled, and the confirmation of re-purchasing the house is the first suite.
2. I bought a house of 1 with a loan, but I couldn't find the property in the house registration system after resale, and then decided to buy a house as the first suite.
3. I bought the 1 suite in full and then decided to buy a house as the first suite.
4. I bought the 1 suite in full, but I couldn't find the property in the house registration system after resale, and then I decided to buy the house as the first suite.
5. The loan of 1 set owned by the company has been paid off, and the other set is a house that has been sold with provident fund loans, and the re-purchase of the house is recognized as the first suite.
6. After marriage, both husband and wife want to borrow money in the name of husband and wife, and then the appraisal of buying a house is the first suite.
7. Husband and wife have loan records but no real estate under their names, and the identification of buying a house after marriage is the first suite.
Bian Xiao concluded: 20 19 What is the interest rate of the first home loan in Hangzhou? What are the housing policies in Hangzhou? How to identify the first home? Bian Xiao will give a brief introduction here, hoping to help everyone. If you need to know more, please continue to pay attention to Qijia. com。
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