1. Corporate tax loans are loans

Corporate tax loans require companies to register for 2 years and pay taxes before they can apply. Not everyone can apply. . Enterprise tax loan is a loan method developed by the state to support small and medium-sized enterprises: for the needs of production and operation, enterprises borrow money from banks or other financial institutions according to the prescribed interest rate and period. No guarantee or mortgage is required. A pure credit loan. Therefore, corporate tax loans are reliable, absolutely reliable!

2. Loans with very low interest rates

Corporate tax loans refer to loan products launched by banks for companies with normal tax payments and good credit status. Under normal circumstances, application for corporate tax loans must be based on the company's own tax credit records and actual tax payments. The higher the corporate taxes, the higher the loan amount is likely to be. Of course, corporate tax loans are also very strict in reviewing the credit status of the company. A credit loan is a loan issued on the credit of the lender, and the lender does not need to provide any guarantee. Usually this type of loan carries higher risks, and banks will examine the borrower's economic level and credit situation in detail to reduce risks.

: How to apply for a corporate tax loan. If you want to apply for a corporate tax loan, you must meet several basic conditions:

1. Basic operations

The business of the company The period must be more than three years, and the book cannot be at a loss; the company's sales collection account must have bank statements for more than half a year; the company's credit rating must be above level A, and no tax arrears are allowed. Once there is such a bad record, it will be difficult for the company to borrow money from the bank where the account is opened; some banks also require the loan company's sales to not be less than a certain percentage. Generally, the gross profit rate is not less than 10, and the net profit rate is not less than 5; if consumers want to apply for a tax loan, they can go to commercial banks such as Bank of China, Industrial and Commercial Bank of China, Agricultural Bank of China, and China Construction Bank to learn about the specific procedures and application conditions. Handle materials and other information. Since each bank has different procedures, application conditions, and materials for tax loans, it is impossible to summarize them uniformly.

2. Corporate tax loan

It refers to the personal credit loan jointly issued by the tax department and the bank. Small business owners can obtain the loan based on their tax payment record. The loan is usually borrowed at any time. The characteristics of faster loan repayment and approval, high credit limit and low loan interest are more suitable for small enterprises. For some small and medium-sized enterprises, tax loans, as their main financing model, have great advantages and are encountered by many small and medium-sized enterprises. A warm welcome from small and micro business owners.