When you need to apply for housing provident fund loans, you can ask professional asset appraisers and real estate appraisers to write them on your behalf (you need to charge a certain fee, and the specific fee is subject to the fees charged by asset appraisers and real estate appraisers). Find a lawyer or relevant department specifically. "Regulations on the Management of Housing Provident Fund" Employees may withdraw the storage balance in the housing provident fund account under any of the following circumstances: 1, purchase, build, renovate or overhaul their own houses; 2. Retired; 3, completely lose the ability to work, and terminate the labor relationship with the unit; 4. Go abroad to settle down; 5. Repay the principal and interest of the owner-occupied housing loan; 6. renting a house for self-occupation; (Employees and their spouses who have no own houses in Beijing and rent public rental houses or commercial houses can withdraw the housing provident fund to pay the rent. ) 7, life is difficult, is receiving urban subsistence allowances; 8. Encountering unexpected events, causing serious difficulties in family life; 9, migrant workers and units to terminate the labor relationship; 10, has been sentenced, sentenced or reached the statutory retirement age of the country at the expiration of his term of office; 1 1, dead or declared dead; If an employee withdraws the housing provident fund in accordance with Article 4 of these Measures (1, 5, 6, 7 and 8), his spouse may withdraw the housing provident fund from his account at the same time.

Second, the collection standard of the appraisal fee for purchasing a house from the provident fund is 202 1?

The charging standard of provident fund assessment fee is that the housing purchased by the borrower is commercial housing, second-hand housing or other housing that needs to be assessed as recognized by the loan acceptance agency, and the housing assessment report issued by a qualified assessment agency recognized by the management center must be provided, and the assessment fee needs to be paid to the assessment agency. Charge standard: 3% of the assessed value of collateral. The lowest charge is 300 yuan, and the highest charge is 1500 yuan.

3. Do I need to apply for evaluation when buying second-hand houses and using provident fund loans?

The internal evaluation of the provident fund management center does not require other real estate appraisal companies to make evaluation reports!

Fourth, must the second-hand housing provident fund loan be evaluated?

Demand assessment of second-hand housing provident fund loans.

Second-hand housing provident fund loan refers to the housing mortgage loan specially used for buying second-hand housing. Entrusted by local housing provident fund management centers, it distributes the housing provident fund paid by employees of the unit to employees who have paid housing provident fund and retired employees who have paid housing provident fund during their employment.

Application conditions:

1. The loan applicant must establish a housing provident fund account for more than 12 months (inclusive), and at the same time pay the housing provident fund in full for more than 12 months (normal payment includes continuous monthly payment of housing provident fund, early payment and supplementary payment), and be in the state of payment when applying for a loan.

2. With the approval of the Center, the employees of the deferred units can apply for loans if they have established a housing provident fund account for more than 12 months (inclusive) and paid the housing provident fund in full 12 months (inclusive).

3. The loan applicant can be a retired employee who has paid the housing provident fund during his working period.

4. Both husband and wife of the loan applicant shall not have outstanding provident fund loan records or policy discount business records.

The time conditions for establishing housing provident fund account and depositing housing provident fund should be met at the same time; Time when overdue payment fails to establish housing provident fund in advance.