The specialty store can help with the loan. Generally, the minimum down payment is 30%, and the longest room change time is 5 years. The down payment amount is subject to the borrower's income certificate. At present, the general exchange period is three years, and it is more difficult to approve loans for five years. Take the 78,000 deluxe edition as an example, with a down payment of 30% and a three-year redemption, with a monthly repayment of about 1.6 million.