Taikang Life Insurance Policy Application for Loan: ① Prepare all the information required for the policy, including the original personal ID card, the original insured policy and the information stipulated by the bank and life insurance company, and apply for loan at the counter of life insurance company. (2) The counter staff accepts the application and reviews the information. ③ After examination and approval, the insurance company determines the loan amount and signs a loan contract with the borrower. After the contract is signed, the insurance policy is left to the insurance company as collateral, and the insurance company issues loans. Note: The loan amount of the policy is 80% of the cash value of the policy.

It takes three years to insure, and you should apply to the company with your insurance policy and ID card. Take insurance policy as collateral. First of all, are you the insured? Second, hold the original insurance contract. Third, if you are the insured, bring a copy of your ID card. Fourth, bring a copy of the passbook.

See if there is a loan clause in the insurance contract, and some see the cash value table of the insurance contract. In general, 80% of the cash value can be loaned.

First of all, long-term life insurance can be used as loans, and one-year accident insurance and medical insurance cannot be used as loans. The loan can only be 80% of the cash value. Take out the insurance policy and find the column of cash value, which corresponds to your payment period, that is, the cash value of that year, of which 80% is the amount you can borrow. It usually takes 3 days to lend money, just go to the insurance company's business hall.

All insurance companies' life insurance policies can be mortgaged, but the proportion is different. Ask your original salesman specifically!

You can borrow money. It is recommended to go to the bank, and the insurance company can also apply, but the amount is low. Policy loan application conditions: 1, the policy is valid for more than 6 months; 2. Insurance application materials with monthly premium above 200 yuan: 1, ID card 2, work certificate 3, address certificate 4, policy.

2. Can China Life get a loan?

Most of the long-term insurance products of insurance companies can be loaned by policy, and the specific loan amount depends on the insurance contract.

Can I get a loan from the insurance company?

First, you need to look at your policy contract. The contract indicates whether this longevity insurance can be loaned. Under normal circumstances, long-term life insurance can be loaned. Secondly, the contract will also indicate how many years this and this policy have been paid, and you can apply for a loan after two years. Finally, the contract will also indicate how much money you can borrow. This ratio is the cash value you bring, not the premium you pay. This should be distinguished. There is cash value in the insurance policy, and the arm is different every year. You should also make a proportional loan according to the number of years you have paid and the current price, so that you can see whether you can borrow and how much you can borrow according to the specific conditions of your policy. You can consult the insurance company's hotline customer service hotline, and the customer service staff will tell you the specific loan and interest rate.

Fourth, can life insurance be loaned?

Insurance can be used for loans. You can go to the local insurance company for details. Under normal circumstances, insurance companies can apply for less loans from banks, which can be 30 times the annual payment.