Sunshine insurance company makes vehicle mortgage loan! Loans need insurance.

Automobile mortgage's products can be simply divided into banking products, credit insurance products and loan company products. At present, the only products approved by banks in the market are car loans from Ping An Bank, with a monthly interest rate of 0.6-0.9. Credit insurance companies are funded by insurance companies, such as Sunshine, Dida, PICC, Pacific, Pratt & Whitney, etc. The monthly interest rate is around 1. The sources of product funds of the loan company are mainly commercial banks and financial leasing companies, and the priority of choosing automobile mortgage products with monthly interest rate between 1- 1.5 is also the Bank's Xinbao loan company. For car loans, except for safe car keys and GPS, others will have these two requirements. The common routines in car loan include: beheading interest, high miscellaneous fees, upside-down interest, monthly mortgage repayment, charging service fees in the form of financial leasing and so on.