If the divorce loan is mortgaged, unless otherwise agreed, the party who obtains the real estate shall generally bear the repayment responsibility. That is, when the two parties divorce, the ownership of the house is agreed, and then the party who obtains the house property will compensate the other party, and the remaining loan will be repaid by the party who obtains the house property. However, if both parties agree on other repayment methods, it is also possible. Other loans are repaid through negotiation.

legal ground

Article 1087 of the Civil Code: At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law. Article 1089 At the time of divorce, husband and wife shall jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.