Private lending court handling: If the court decides to inform the debtor that the defendant repays the loan and pays the interest, then the defendant should pay the corresponding amount to the plaintiff within the performance period, otherwise, once the plaintiff applies to the court for enforcement, the court will directly deduct the money, auction, sell real estate, movable property and other executable properties from the bank account of the executed person.

Legal objectivity:

Article 186 of the Criminal Law of People's Republic of China (PRC), any employee of a bank or other financial institution who issues loans in violation of state regulations, and the amount is huge or causes heavy losses, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention and shall also be fined not less than 10,000 yuan but not more than 100,000 yuan; If the amount is especially huge or especially heavy losses are caused, he shall be sentenced to fixed-term imprisonment of not less than five years and fined not less than 20,000 yuan but not more than 200,000 yuan. Employees of banks or other financial institutions who issue loans to related parties in violation of state regulations shall be given heavier punishment in accordance with the provisions of the preceding paragraph. If a unit commits the crimes mentioned in the preceding two paragraphs, it shall be fined, and the directly responsible person in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding two paragraphs. The scope of related parties shall be determined according to People's Republic of China (PRC) Commercial Bank Law and relevant financial laws and regulations. Legal basis: Article 225 of the Criminal Law of People's Republic of China (PRC) violates state regulations and commits one of the following illegal business operations, disrupting market order. If the circumstances are serious, he shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall be fined not less than one time but not more than five times the illegal income; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than five years, and shall also be fined not less than one time but not more than five times his illegal income or confiscated of his property: (1) dealing in franchise, monopoly goods or other commodities with restricted business as stipulated by laws and administrative regulations without permission; (2) buying and selling import and export licenses, import and export certificates of origin and other business licenses or approval documents stipulated by laws and administrative regulations; (three) without the approval of the relevant competent departments of the state, illegally engaged in securities, futures, insurance business, or illegally engaged in fund payment and settlement business; Other illegal business activities that seriously disrupt the market order.