Now there are more and more loan products, and China Ping An has launched a policy treasure. It is reported that the policy treasure is to use the policy as collateral, so what about Ping An's policy treasure loan? It is said that the maximum loan amount can reach 300,000 yuan, and the insurance policy is a personal unsecured credit loan launched by China Ping An, with a minimum interest of 0.9 1%.

Policy Bao is a personal unsecured credit loan launched by China Ping An. Version 2.0 will be released soon, with a maximum loan of 500,000 yuan and a minimum interest of 0.9 1%. It is estimated that many friends don't know much about insurance policies.

It is understood that the policy treasure is a personal unsecured credit loan based on the pre-authorization of the life insurance policies of high-quality old customers (insurers) and customers of China Ping An Life Insurance Company of China Insurance Company. The policy treasure will take the initiative to pre-authorize according to the policy situation of life insurance, and there is no policy. Version 2.0 pays 30 times a year, with a maximum loan of 500,000 yuan and a minimum interest of 0.9 1%. It accepts life insurance from all insurance companies.

Features of policy treasure products:

1. No mortgage or insurance certificate;

2. The application materials are simple, just need an ID card and a bank card;

3. Flexible use of funds, no use certificate;

4. Customers only need to visit once to complete all application procedures;

5. No face-to-face signature, only telephone signature;

6. Lend money in the fastest day.

The loan amount of the policy treasure is 6.5438+0 to 30 million yuan, and the loanable amount is estimated in advance according to the annual premium paid by customers. The loan term is divided into three repayment periods, namely 12, 24 and 36. The repayment method is equal repayment of principal and interest every month. So, what is the expected annualized interest rate? The comprehensive monthly expected annualized interest rate of Yu 'ebao is 1. 17%.

Second, how to check the progress after the Ping An policy loan is approved?

It is difficult to apply. It will take three months next time. When you come to our bank, there are also policy loans, and the pass rate is 90%

3. How to use Ping An electronic health allowance treasure?

Ping An Allowance Bao, which is called E Sheng Ping An Allowance Bao, is an insurance product launched by Ping An Insurance for people aged 65,438+08-60.

During the insurance period, if the insured needs hospitalization due to accidental injury or illness, the insurance company shall pay hospitalization allowance according to the actual hospitalization days of each hospitalization, and the payment days shall be limited to 90 days.

At present, if the insured wants to buy Ping An allowance treasure, they can follow the following procedures:

1. Log in to Ping An Insurance official website and click Health Insurance -E Health and Safety Allowance Bao-Apply Now;

2. Select the insurance start date and guarantee amount, and click Insurance Now;

3. Health notification and input of insurance information;

4. Pay the premium.

Finally, it is worth mentioning that Ping An allowance is divided into basic payment, regular payment and high-end payment, in which the basic payment is 100 yuan/day, and the total insured amount is 9,000 yuan; Regular payment is paid according to 300 yuan/day, with a total insured amount of 27,000 yuan; High-end compensation is paid according to 500 yuan/day, with a total insured amount of 45,000 yuan.