Rural credit micro-loan refers to the sales expenses of using seeds and breeding for farmers with rural household registration. Of course, buying a house is also acceptable. Local credit cooperatives have farmers' economic files. The so-called farmers' economic file is to establish a basic situation of economy, family and income for local farmers. After credit evaluation, credit loans are issued on the basis of credit, and no mortgage is required.

If a guarantor is required in the loans issued, it is because the loan officers of rural credit cooperatives want to better prevent and control risks, understand customers and collect loans more conveniently.

If the guarantor is out of town or out of town, it can't be done. Of course, it does not meet the conditions of guarantee. Just find someone to guarantee it.

There are many conditions for granting loans, so it is best to consult the local credit cooperatives. For example, if the borrower wants to go to the household alone, he needs an ID card and a marriage certificate (unmarried certificate). ) to prove marital status.