The handling fee for prepayment of bank loans in Guangzhou is charged at 2%-5% of the outstanding balance at the time of prepayment. According to relevant information, the prepayment fee of Guangdong bank loan is calculated according to the remaining principal of the loan, and prepayment fee = prepayment outstanding balance multiplied by the fee ratio. The handling fee is charged at 2%-5% of the outstanding balance at the time of prepayment.