No, it violates the relevant regulations of buying a house. You can only buy a house and get a loan in your own name, but you can use your parents' provident fund to pay the down payment. To put it bluntly, whose name is the house and whose name is the loan? If it's your parents' name, the property right doesn't belong to you, you only have the right to live, that is, you don't have a house. Considering the age of parents, the bank will not lend money to your parents because your parents have exceeded the age limit for bank loans.