There may be many reasons to stop paying credit cards. One possibility is that the cardholder's credit risk is high, that is, the frequent borrowing or loan operation by the cardholder will increase the personal credit risk index. You can know your credit status by querying personal credit risk index, such as "Zhiyi Big Data".
In addition, the cardholder may also have other default behaviors, such as overdue repayment, excessive arrears, and bad credit records. This may also lead the bank to decide to stop paying credit card accounts.
If your credit card is stopped by the bank, please contact the bank as soon as possible to understand the specific reasons and take corresponding solutions according to the requirements of the bank. For example, credit risk is caused by frequent borrowing, so we can appropriately reduce the frequency of applying for loans, plan personal financial management and reduce the credit risk index. In addition, it is also important to repay the arrears in time and maintain a good credit record.