The main business cost difference of borrowing inventory goods loan can appear in the following situations:
1. Goods purchase cost: borrowing inventory goods loan uses funds to purchase additional inventory, which may lead to Businesses face more purchasing costs. For example, if additional purchased inventory items are priced at a higher price, this may result in increased costs compared to normal purchasing channels.
2. Interest charges: Interest charges need to be paid when borrowing inventory goods. Enterprises need to calculate and consider the loan period and the turnover rate of goods in order to determine the impact of interest charges on main business costs.
3. Inventory management costs: Since borrowing inventory goods loans increases the inventory quantity, enterprises need to increase the costs of inventory management, such as warehousing, storage and inventory tracking costs.
4. Sales and marketing costs: If the additional inventory cannot be sold quickly, the company may need to increase investment in sales and marketing to promote sales of inventory goods. Inventory loan can help enterprises obtain working capital and be used to support the operation of main business. By borrowing inventory loan, enterprises can use existing inventory as collateral to obtain additional liquidity.