A finance company may engage in some or all of the following businesses:

First, absorb time deposits of member units for more than three months;

Second, issue financial corporate bonds;

Third, interbank lending;

Fourth, handle loans and financial leasing for member units;

Fifth, handle consumer credit, buyer's credit and financial leasing of products of group members;

Sixth, handle the acceptance and discount of commercial bills of member units;

Seventh, handle entrusted loans and investments of member units;

Eighth, equity investment in securities, financial institutions and member units;

Ninth, underwriting corporate bonds of member units;

Tenth, handle financial consulting, credit certification and other consulting agency business for member units;

Eleventh, provide guarantees to member units;

Twelfth, overseas foreign exchange loans;

Thirteenth, other businesses approved by the People's Bank of China.

In addition, financial companies with large enterprise groups, close economic exchanges among group members and large settlement business need to handle internal transfer settlement business between member units, which should be reported to the People's Bank of China for approval.

It can be seen that the financial business operated by financial companies can be roughly divided into three categories: asset business, liability business and intermediary business.

Legal basis:

Regulations of the People's Republic of China on the Administration of Company Registration

Article 10 The registered items of a company shall comply with the provisions of laws and administrative regulations. If it does not conform to the provisions of laws and administrative regulations, the company registration authority shall not register it.

Article 11 The company name shall conform to the relevant provisions of the state. A company can only use one name. The company name approved and registered by the company registration authority is protected by law.

Article 12 The domicile of a company is the place where its main office is located. A company registered by the company registration authority can only have one domicile. The domicile of a company shall be within the jurisdiction of its company registration authority.

Derivative problem:

What are the requirements for registering a financial consulting company?

1. Registered capital 1 ten thousand yuan or more (including 1 ten thousand yuan);

2, there are more than three (including three) full-time employees who meet the length of service stipulated by the state, at least two of whom have professional and technical qualifications of accountants or above;

3. The legal representative must be a professional and technical person with the title of accountant or above within the working age;

4. Have a fixed office and necessary facilities.

Materials submitted by registered financial consulting company:

1, the application report of the promoters for establishing accounting consulting service institutions; 2. Notice of Approval of Name Pre-selection of Accounting Consulting Services; 3. Proof of the property right or right to use the office; 4. Articles of association of accounting consulting service institutions; 5. Financial accounting management system; 6, the legal representative's certificate and identity certificate; 7. A list of employees and copies of ID cards, professional and technical qualification certificates, accounting certificates, leave without pay certificates, unemployment certificates, retirement certificates and other relevant supporting documents.

Financial consulting company registration process and time:

1, industrial and commercial name pre-approved; 2. Sign the industrial and commercial registration materials; 3. Articles of Association. Handle industrial and commercial registration; 5. Engraving official seals and other required seals; 6. Organization code registration; 7. Handling tax registration; 8. Open a basic bank account (tax account). 9. Go to the tax department for tax verification and purchase invoices.