No, in the process of examination and approval, it usually goes through many links, including preliminary examination, review and final review. The audit standards and time of these links may be different, and different regions or branches may be different. Because the approval result may be affected by many factors, such as the lender's credit record, the quality of application materials, policy changes and so on. Bank of China has not yet reached the provincial level in the approval of Sui Xinzhi's loan.