Although online lending is very popular now, the status of bank loans has not been shaken. After all, people have a big career. Industrial Bank is one of our common banks. Many friends have applied for loans from Industrial Bank, and I heard that Xingshan loan can be applied, just in urgent need of money. How to apply? Let's take a look!
Xingshan loan application conditions
Xingshan loan belongs to the invitation system of banks before. Need to have business dealings with Industrial Bank, those with good qualifications can receive invitations, but now they have opened a number of new customers. Those who need to meet the following conditions can apply:
1. Personal credit information is good and there is no record of bad overdue loans.
2. Frequent business contacts with Industrial Bank, such as mortgage, payroll, a large number of banks or credit cards with a quota exceeding 30,000.
3. If it is not invited by the bank, it must be a provident fund or a tax deposit before you can apply.
How to apply for Xingshan loan?
If you want to apply for Xingshan Loan, you can apply through Industrial Bank's mobile app, or you can apply by paying attention to the official WeChat account. The specific process is as follows:
1, WeChat official account application
Mobile phone WeChat pays attention to the official account of WeChat Industrial Bank-click on the hot sale-Xingshan Loan.
2. Mobile applications
Mobile phone download APP Industrial Bank-click on loan financing-choose Xingshan loan.
Xingshan loan application is relatively simple. Just fill in the relevant information to find the entrance. However, whether the application is approved by the bank and the amount after approval. Eligible friends can try.
Is Xingshan Loan a formal loan?
Industrial Bank flash loan is formal. "Xingshan Loan" is the exclusive loan financial service provided by Industrial Bank's preferred VIP customers. Through a few simple mobile phone operation steps, you can handle it anytime and anywhere, and the funds will arrive immediately. Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China.
Extended data;
Banks are legally established financial institutions engaged in monetary and credit business, and are the product of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, franchised institutions, investment banks and the World Bank, with different responsibilities.
Central Bank: China People's Bank is the central bank of China. State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank. World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.
Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.
According to the laws of People's Republic of China (PRC), banks are divided into central banks (People's Bank of China), commercial banks (including rural credit cooperatives and new rural financial institutions) and policy banks (China Agricultural Development Bank, China Development Bank and The Export-Import Bank of China).
Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.
As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.
According to the combination of tangible network expansion and intangible channel extension, self-owned network construction and inter-bank cooperation network interconnection, Industrial Bank has successfully established a network covering the whole country and connecting domestic and foreign countries, providing strong channel support for business development and customer service.
What is Industrial Bank Xingshan Loan? What is the loan amount?
Industrial Bank's "Xingshan Loan" is an exclusive loan financial service provided by Industrial Bank for preferred VIP customers. So, what is the amount of Xingshan loan?
Features of Xingshan Loan:
◆ On the whole process line, there is no need to go to outlets.
◆ Mobile phone operation, no need to provide any paper materials.
◆ Inform the approval result immediately without waiting.
◆ Credit can be granted for up to 36 months and up to 300,000 yuan.
◆ Pure credit, no guarantee.
◆ Lending funds can be received immediately and withdrawn flexibly.
◆ No loan and no interest.
◆ Only the interest needs to be repaid every month, and the principal will be repaid after one year.
Support repayment at any time, pay interest for as many days as possible, and do not charge any extra prepayment fee.