(A) for the object
Borrowers and spouses who deposit housing provident fund in the management center and apply for provident fund loans, and the principal and interest of the loans have not been settled.
(two) the provident fund entrusted to deduct the loan.
Entrusted deduction can be divided into monthly deduction and annual deduction.
1. Monthly deduction for repayment: After the borrower repays normally 1 month, the management center can automatically deduct the deposit amount of the client's housing provident fund on the 20th of each month according to the entrustment of the loan applicant, so as to repay the principal and interest of the provident fund loan in that month, and the provident fund with the agreed monthly deposit amount of 6 times cannot be used for deduction.
2. Deduct the loan year by year: After the borrower repays the loan normally for six months, the management center can automatically deduct the deposit amount of the customer's housing provident fund 1 time every year according to the entrustment of the loan applicant, so as to partially repay or settle the provident fund loan in advance, in which the agreed retention amount is 100 yuan. While choosing to deduct and repay the loan year by year, customers can choose to reduce the monthly repayment amount or shorten the loan period, and still need to repay the principal and interest of the provident fund loan with their own funds every month.
3. The borrower and spouse should choose the same repayment method of entrusted deduction.