According to the inquiry method, the provident fund base of 3,000 yuan can generally be lent between 6,543,800 yuan and 200,000 yuan. According to the latest national regulations, if the balance of the provident fund is less than 1 10,000 yuan, it shall be calculated as 1 10,000 yuan. Therefore, as long as the lender pays the provident fund for more than six months, he can apply for a loan. At the same time, if the loan accumulation fund is calculated according to 1 10,000 yuan, the loan can be between 654.38+10,000 yuan and 200,000 yuan, and the specific amount still depends on the specific policies of various localities.

Article 26 of the Regulations on the Management of Housing Provident Fund stipulates that employees who have paid housing provident fund can apply for housing provident fund loans from the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.