The microfinance interest rate of Hebei Bank is adjusted on the benchmark interest rate of the central bank. Bank of Hebei determines the adjustment scope according to the applicant's qualification and credit information. The benchmark interest rate of the central bank is:

1, the loan includes one year, and the central bank and the quasi-interest rate are 4.35%.

2. The loan term is one to five years, and the benchmark interest rate of the central bank is 4.75%.

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