When the borrower borrows money, the emergency contact person needs to bear 10% of the loan amount as the guarantee responsibility. According to the inquiry method, when the borrower fails to repay the loan, the emergency contact person needs to bear 10% of the loan amount. The emergency contact person shall bear 10% of the loan amount as the guarantee responsibility. This agreement will be stipulated in the loan contract or agreement. Emergency contact is the contact provided by the borrower when applying for a loan or credit card, so that when the borrower can't contact, the financial institution can contact the emergency contact to understand the situation.