ID card loan, as its name implies, is a simple and easy way to borrow money by holding a certificate that can prove the identity of the borrower. No mortgage, no guarantee, just based on the borrower's reputation, but the amount is generally small. So, how to apply for an ID card loan of 5,000 yuan? The following are some ways for me to sort out the 5000 yuan ID card loan for your reference.

1, lightning loan

Lightning loan is an ID card loan that is very suitable for users with credit cards. Its maximum amount is 6,543,800 yuan. As long as the certification of lightning loan is completed, you can borrow 5000 yuan without any materials. The loan term is 30 days, and the handling fee rate is 1.5%-2%, which can be received in one minute at the earliest.

2. CCB Express Loan

The maximum amount of fast loan for CCB is 50,000, which is also an ID card loan. As long as they are CCB customers, they can apply for mortgage or deposit in CCB. China Construction Bank's fast loan 1 1,000 yuan, the annual interest rate is only 7.2%.

3. China Merchants Bank ID Card Loan

Among the bank ID card loans, China Merchants Bank's lightning loans are very good. The maximum loan amount is 500,000 yuan, and the daily interest rate is 0.42%. Moreover, it only takes a few simple steps, and the loan can be released at the fastest 1 minute. However, borrowers need to pay attention to the fact that the threshold for bank ID card loans is relatively high, which generally requires bank customers to apply.

4. Borrow ID card loans

Borrowing an ID card does not require mortgage guarantee, and the maximum amount is 300,000. Interest is calculated on a daily basis, and the daily interest rate is 0.02%-0.04%. As long as the sesame credit score reaches 600 points, you can apply for a loan quickly, and the loan can be released in 5 minutes at the earliest.

5. Borrowing money to spend ID card loans

Borrowing money for consumption provides short-term microfinance services for borrowers. When the borrower submits a loan application through the Lending Treasure APP, the system will conduct real-time credit verification, and the loan can be released quickly after verification. Provide credit loan 1-3 months, 2000-5288 yuan.

6.JD.COM gold bars

JD.COM gold bars are aimed at users with good credit in JD.COM, and the threshold is a bit high. The daily loan interest rate is 0.04%, the repayment period is flexible, and the loan is released within 1 hour.

7. Guangda Rong e loan

The interest rate is the benchmark interest rate starting from e-loan 1000 yuan. The current one-year loan interest rate is 4.35%. However, this kind of loan is a pledge loan, which requires customers to use time deposits and government bonds in their accounts as collateral, so the maximum loan amount is also related to the value of collateral.