Application process: carried by the borrower

The required information, apply for a loan to the loan bank, and fill in the "Housing Provident Fund (Combination) Loan Application Form".

The loan bank shall review the loan and report it to the municipal housing provident fund management center for review.

After approval, the loan and the borrower sign a contract: if the guarantee is selected, a guaranteed loan contract and a counter-guarantee mortgage contract are required; To choose mortgage guarantee, you need to sign a mortgage loan contract; If you choose the pledge guarantee method, you need to sign a pledge loan contract.

Guarantee process: if guarantee is selected, the guarantee company shall handle the counter-guarantee mortgage procedures; If mortgage guarantee is selected, the borrower shall go through mortgage insurance procedures; Where a pledge guarantee is selected, the bank shall go through the pledge formalities.

Approval process: Housing Provident Fund Management Center approves loan materials.

Transfer process: the borrower goes to the loan bank to handle the transfer procedures.

Information needed for purchasing private houses for online transactions.

1, borrower information

① Borrower's ID card and four copies. If the ID card is lost or damaged and not reissued, temporary id card and four copies shall be provided.

(2) the city residence booklet, blue printed residence booklet or temporary residence permit and two copies.

③ Borrower's housing provident fund savings card.

④ The name stamp of the borrower in block letters.

⑤ Borrowers with spouses are required to provide their spouse's ID card and three copies, marriage certificate or marriage certificate issued by civil affairs department and three copies; A borrower without a spouse is required to fill out a declaration of no spouse in triplicate. If the actual marital status of the borrower is inconsistent with the household registration book, the corresponding certificate and three copies shall be provided.

2, the use of the spouse housing provident fund loan amount of borrowers, but also must provide the following information:

① Spouse housing provident fund savings card.

(2) The spouse agrees that the borrower can apply for a loan with the housing provident fund loan amount.

3, the purchase of private housing information online transactions.

To purchase private houses traded online, four copies and one copy of Tianjin Real Estate Purchase and Sale Agreement are required; Provide the receipt certificate and four copies issued by the branch representative Fuzheng Brokerage Center; Provide three appraisal reports of real estate appraisal institutions on the transaction houses; Provide the collection and payment agreement signed between the buyer and the seller and Fuzheng Brokerage Center and three copies.