Housing accumulation fund is the housing welfare provided by the company to employees. Generally, it can be extracted and used when buying a house or renting a house. If there is an important disease, it can also be extracted. Of course, it is mostly used to buy a house, so how to withdraw the housing provident fund when buying a house? Let's take a look with Bian Xiao.

First, how to withdraw housing provident fund when buying a house

1. When preparing to withdraw the supporting documents, the property buyers should first apply to the company for withdrawing the provident fund, issue the withdrawal application after verification, and then submit it to the provident fund management center for withdrawal and sign for confirmation; 2. After examination and confirmation, the provident fund management center will notify the purchaser to go through the relevant payment procedures at the designated bank; 3. Buyers can withdraw the provident fund with the purchase contract and the down payment certificate.

Second, how long can I withdraw the housing provident fund after buying a house?

If the bank mortgage to buy a house is adopted, its provident fund is generally used to deduct loans, that is, after obtaining the house purchase contract, loan contract and mortgage formalities, it is directly withdrawn from the provident fund account to the repayment account during the monthly payment period. If you buy a second-hand house, you can only withdraw the provident fund by providing a tax payment certificate after the transfer.

If you buy a house in full, you should also prepare the purchase contract or real estate license, deed tax payment invoice and other materials, and wait for two years before you can use it. One year after buying a house, you can equip these materials to withdraw the provident fund, but only once. The provident fund for housing loans can be withdrawn several times, once a year, until the mortgage is paid off, but the withdrawal amount will be limited and cannot exceed the repayment amount of the year.