1. The distribution methods of divorce mortgage and car loan for husband and wife are as follows:

(1) The car purchased by one party with a loan before marriage shall be owned by one party at the time of divorce, and the loan repaid by the other party after marriage shall be compensated accordingly;

(2) The vehicle purchased after marriage belongs to the same property of both parties, and shall be handled by both parties through consultation in the event of divorce. If the agreement fails, the court will make a judgment.

2. Legal basis: Article 1087 of the Civil Code of People's Republic of China (PRC).

At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party.

The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.

Article 1088

If a husband and wife take on more obligations because of raising children, caring for the elderly and assisting the other spouse in work, they have the right to ask the other spouse to pay compensation at the time of divorce, and the other spouse should pay compensation. Specific measures shall be agreed by both parties; If the agreement fails, the people's court shall make a judgment.

Second, what materials are needed for divorce?

1. ID cards and household registration books of both parties;

2. Divorce agreement;

3. Marriage certificates of both parties;

4. A recent bareheaded half-length photo of the party concerned.