Our school says that if you don't repay the student loan before graduation, you won't be given a diploma. Why? The contract says that you will pay it off two years after graduation. Why should I return it before graduation? As far as I know, the Education Commission has stipulated that schools are not allowed to press students' diplomas because of loans. The school said, "If you don't repay the student loan before graduation, you won't get the diploma." That's to scare you. If you do, you can complain to the education commission.

As for why the school does this, it is because after graduation, if you don't pay it back or pay it back late, it will be very troublesome for the school to help the bank collect the loan, so the school will ask you to pay it off before graduation.