There is no provident fund loan in Ningbo. Taking the housing provident fund withdrawal from renting houses in Ningbo as an example, according to the Administrative Measures for Housing Provident Fund Withdrawal from Renting Houses in Ningbo, employees have paid the housing provident fund in full for three consecutive months, and they, their spouses and minor children have no self-owned houses in the administrative areas where they paid the housing provident fund (Haishu District, jiangdong district, Jiangbei District, zhenhai district, Beilun District and Yinzhou District are regarded as one area).

If you rent a self-occupied house or public rental house through the market, I and my spouse can apply for withdrawing the storage balance in their respective housing provident fund accounts to pay the rent.

Other provisions on the withdrawal of housing provident fund.

"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing.

(2) Retirement.

(three) completely lose the ability to work, and terminate the labor relationship with the unit.

(4) Those who have left the country to settle down.

(5) Repaying the principal and interest of the house purchase loan.

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

Refer to the above? Ningbo Municipal Government-Measures of Ningbo Municipality for the Administration of Housing Provident Fund Extraction