Does not belong to the bank. Zhongye Loan is a real estate mortgage loan launched by Xiaoying Finance (Win Zhongtong) and does not belong to any bank. The "Zhongye Loan" business operated by the company in cooperation with Shenzhen Yingzhongtong Financial Information Service Co., Ltd. is mainly aimed at short-term mortgage loans of real estate, stores, office buildings and SOHO under personal names.