When you buy a house with a loan, you will see the flowing water of the bank, commonly known as the bank card deposit and withdrawal transaction statement, also known as the bank account transaction statement.

Refers to the list of deposit and withdrawal transactions between customers and banks within a period of time. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks.

Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a necessary material to prove the income of individuals or companies and apply for loans from banks.

How to hit the bank running water?

After you confirm the bank where the passbook belongs, bring your ID card and bank, and the staff will help you put it in.

You can also bring your card or passbook to the self-service inquiry machine at the business outlet to print it yourself. Self-service printing process:

Self-service inquiry machine-Insert-Enter the inquiry details page to print the required date-Inquiry-Print.

In addition, you can also query the bank flow in the following ways.

For users who have already started online banking, they can log in to online banking.

For customers who have already started mobile online banking, they can also log in to the mobile terminal.

Matters needing attention

If you need to prove the details of bill circulation, please apply for bank seal.

After printing the bank memo, don't throw it away at will to prevent it from being leaked.

The role of bank running water

Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks.

Second, do you need a bank loan to buy a house?

Generally, it is necessary to provide the transaction process for nearly half a year. If your city has China Merchants Bank, you can try to apply for a loan through China Merchants Bank. Please call 95555 at 8: 30-18: 00, and choose 3 people for customer service -3-3-8 to enter the manual service to provide loans for more information about the city.

Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.

Third, do you need bank water to buy a house?

When buying a house with a loan, if the customer has a bank flow and the flow is sufficient (not less than twice the monthly mortgage repayment), then the customer only needs to print out the bank flow sheet for nearly six months and give it to the bank (office workers can directly provide the income and expenditure details of the salary card). However, if customers don't have enough bank running water for the time being, they can take the method of self-storage running water. That is to say, deposit a sum of money into a bank card at a fixed time every month in the name of an individual, preferably a card issued by a bank interested in applying for a mortgage. Bank flow refers to the deposit and withdrawal transaction records of bank current accounts (including current passbook and bank card). According to the nature of the account, it is divided into personal running water and enterprise running water. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks. 1. How to dial 1 for bank flow? After you confirm the bank to which the passbook belongs, take your ID card and bank card and go to the nearest bank outlet to inquire. The staff will print it for you. 2. You can also bring your own card or passbook to the self-service inquiry machine at the business outlets to print it yourself. Self-service printing process: self-service inquiry machine-insert card or passbook-enter password-enter inquiry details page-historical details-enter required date for inquiry printing-inquiry printing. In addition, you can also query the bank flow in the following ways: 1. For users who have already started online banking, they can log in to online banking for inquiry. 2. For customers who have already started mobile online banking, they can also log in to the mobile terminal for inquiry. Note: If you need to prove the details of the bill, please apply for printing and have the teller stamp it in the bank. Don't throw away the bank memo after printing it to prevent personal (enterprise) account information from leaking. Second, the role of bank running water Bank running water is a kind of proof material to prove the income of individuals or companies, and it is a necessary material to apply for loans from banks. The way of bank inquiry is to go to the bank counter first, bring my ID card and bank card, and go to the nearby bank outlets for inquiry. Or online banking inquiry, as long as online banking is enabled, personal bills can be inquired through online banking. In addition, the self-service inquiry machine can also inquire. Users can bring their bank cards and ID cards to the self-service inquiry machine of the offline network of the bank and make inquiries according to the steps. You can also check through mobile banking. Users only need to open the online banking to download the bank APP, and after logging in, they can query the bank flow details.