How much is the deed tax for Fuzhou loan to buy a house?
1. If it is a first-time buyer, it is less than 90 square meters, and the deed tax rate is1%; 90 to 144 m2, deed tax rate1.5%; /kloc-more than 0/44 square meters, 3%.
2, if it is not the first time to buy, then it is 3%. The tax basis of deed tax is the transaction price of the house (or the price approved by the tax department).
3. If the transaction price is 6,543,800 yuan, then the deed tax for the area below 90 square meters is 6,543,800 yuan1%= 6,543,800 yuan; The deed tax for an area of 90 to 144 square meters is1001.5% =1.5 million yuan; If the area exceeds 144 square meters or the deed tax is not the first purchase, it is1003% = 30,000 yuan. If the unit price of the property exceeds the limit set by the local government (non-ordinary residence), the deed tax paid also needs 3%. Please ask the local land and resources bureau about the unit price limit.
Whether it's a new house or a second-hand house, you must pay deed tax. Whether it is a one-time payment or a provident fund loan, a commercial mortgage loan or a provident fund mortgage portfolio loan, deed tax is required.
5. The general sequence is purchase-down payment-loan processing-loan approval-qualified approval-entering the delivery process. Maybe I am a layman, and the steps are not very rigorous, but it is roughly that after the loan is approved, the developer asks you to pay the house, and then you need to approve the deed tax. If you don't buy a house personally, you still need to pay stamp duty.
When will Fuzhou loan to buy a house pay deed tax and maintenance fund?
1. The housing maintenance fund follows the principle of "money goes with the house". When the house is transferred, the remaining funds in the account are also transferred to the new owner of the house. Maintenance fund: generally 2%-3% of the total house price.
2. Housing maintenance fund actually includes housing public facilities special fund and housing maintenance fund. The special fund for housing public facilities is referred to as the special fund, which is used for projects such as the renovation of common parts of property and public facilities and equipment, and shall not be used for other purposes.
3. The deed tax of commercial housing needs to be paid within 90 days after the filing date (generally the date on page 15 of the contract), and the overdue period will be liquidated damages of five ten thousandths per day. Maintenance fund requires buyers to pay the housing maintenance fund to the selling unit according to the proportion of 2-3% of the purchase price and the agreement that buyers and selling units should sign on the payment of housing maintenance fund.
What is said above is something about the deed tax of the house. And when the house deed tax is paid, the content of the maintenance fund and when the maintenance fund is paid. So, after reading the above article, I hope it can help your doubts!