If one party borrows money to buy a house before marriage, the other party withdraws the provident fund to calculate the loan record, but not the loan record, only how much provident fund has been withdrawn, and there is no provident fund loan.
After buying a house with a commercial loan, withdraw the provident fund to repay the loan, and calculate the loan record?
If you only withdraw the provident fund and don't use the provident fund loan, then this time it is not a loan record. The loan record recognized by the bank means that you have borrowed money from the bank and paid it back. That's when you withdraw the provident fund. You just used the money from the provident fund to buy a house or pay off the loan of the house. This is not a loan.
That is, there is no outstanding housing loan record under the borrower's family name, including provident fund?
There is no outstanding housing loan under the borrower's family name, which means that the mortgage has been paid off and there is no loan. Loan records include bank commercial loans and housing provident fund loans.
Do you have a record of provident fund loans in 2003?
There is no record of provident fund loan in 2003. From the relevant information, there is little difference between provident fund loans and ordinary commercial loans, but the loan interest rate, loan amount and approval process are basically similar. However, in the past few years, many provident fund loans did not receive credit information. With the continuous improvement of credit information in recent years, provident fund loans have received credit information one after another, and the loopholes have been blocked. Now applying for provident fund loans will also receive credit information, which is regarded as a mortgage record.
Does the provident fund discount count as a provident fund loan?
calculate
1. Employees enjoy the interest rate of provident fund loans after handling the discount business of provident fund, which is included in the loan records.
The introduction of provident fund as a loan record is so much.