It means that loan funds are not allowed to flow into the stock market, nor are they allowed to buy shares or rights of the company. But there is no regulation on the borrower's own funds. In other words, in theory, you can use your own 100000 yuan to buy stocks and borrow 1000000 yuan from the bank to buy a car. But you can't buy a car with your own 654.38+0 million, and use the loan money to stocks.

2. Can I buy shares in an enterprise company with a bank loan?

Whose shares?

Third, is it illegal to borrow shares?

Legal analysis: it is illegal to use bank loans to stock market. According to the requirements of the regulatory authorities, banks have requirements for the use of loan funds. The applicant shall not use the loan funds for production, operation and investment areas that are explicitly prohibited, and the borrower shall provide proof or statement of the use of the funds. Almost all banks, small loan companies and other financial institutions will explicitly let loans flow into the stock market, and it is also clearly stipulated that borrowers are not allowed to buy stocks with their own loans. Then once the bank finds out, it will definitely refuse the loan. If the loan has been approved, it can be recovered. If it is serious, it will be accused of defrauding loans.

Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC). If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

4. Can I use a bank loan to become a shareholder in an enterprise company?

It means that loan funds are not allowed to flow into the stock market, and funds are not allowed to buy company shares. In other words, in theory, you can buy a car from a bank loan 1 10,000 yuan; But you can't buy shares with your own 654.38+0 million.