1. If the car owner borrows money from the bank, the bank will generally notify the car owner to pay the repayment amount in time by text message or telephone at the beginning of overdue car loan, instead of towing the car at the beginning. However, if the owner fails to pay the repayment amount for three consecutive months, the bank will take a trailer and auction the car;

2. If the owner signs a loan contract with an auto financing company or a car rental platform, it is necessary to pay attention to the overdue penalty clause in the contract. Some large auto financing companies may handle overdue like banks, but some companies or platforms may tow the car away the day after the owner is overdue;

3, because some loan companies will install GPS in the car, just to facilitate the company to drive away when there is a problem. Moreover, these companies or platforms will also charge the owners a certain towing fee.