Student loans require lenders to go to the scene to handle loan business accompanied by their parents or legal guardians. If you don't go with the borrower, you can't get a loan. Therefore, when handling the student-origin loan, the loan student should make an appointment with his parents or legal guardians, and both parties should be present at the same time before the student-origin loan can be done.

In addition, the lender can't go to the site himself, and can entrust others to help with the student loan, but * * * must go with the borrower.

Repayment method

(1) before graduation, students should pay off in one lump sum or in installments.

(2) After graduation, students can look at their own movable funds to repay the loan.

(3) After the probation period expires, graduates will be deducted from their salaries month by month within two to five years.

(4) Depending on its performance, the unit where the graduates work decides to reduce or exempt the loan repayment.

5] For students who have borrowed money, if they are expelled from school, ordered to drop out of school or voluntarily dropped out of school for violating national laws and school discipline, the parents of the students are responsible for returning all the loans.

The above contents refer to Baidu Encyclopedia-Student Loan.