What's the difference between Gitzo Commodity Loan and Consumer Loan?
1, concept
Commodity loan: customers choose their favorite durable consumer goods in the store that cooperates with Gitzo, and then pay in installments.
Consumer loan: Gitzo Super Loan is the most mobile loan platform. Users can apply for cash withdrawal and choose installment repayment.
2. Withdrawal method
Commodity loan: mainly used for consumption installment, which is irrevocable and non-transferable. Can only be used when buying goods.
Consumer loan: it can be directly withdrawn into the bank card and can be used freely except for specific purposes.
3. Basic conditions
Commodity loan: term 10 to 24 installments, and installment amount 1000 yuan to 10000 yuan;
Consumer loan: it can be divided into 6 to 48 periods, and the loan amount ranges from 2,000 yuan to 50,000 yuan.
4. Application process
Commodity loan: You need to know the price and period of the commodity, and then make an appointment in official website. After the approval, you can get the ID card information offline.
Consumer loan: Gitzo Super Loan does not need offline audit. After submitting an application online, you can wait for approval before withdrawing cash.
In a word, Gitzo Commodity Loan is a consumer installment product, which is suitable for users who can't afford goods. The existence of consumer loan is to solve the financial problem of users. You can consider it when you are short of money.