If your provident fund is deposited in Beijing, then:
(1) At this stage, the housing provident fund paid in Beijing is only used in Beijing, and you can't use the provident fund loan to buy a house in another place, but you can apply for withdrawal of the provident fund after buying a house in another place.
(2) Employees who have paid the housing provident fund in Beijing can apply for withdrawal of the provident fund after purchasing a house in other places. If you apply for a co-branded card, you can also withdraw it monthly, quarterly and annually.
(3) Foreign workers who work in Beijing and pay the housing provident fund on a monthly basis can apply for monthly withdrawal of the provident fund through their own units after purchasing real estate in other places, and enjoy the same treatment as citizens who buy local houses.
In addition, citizens who buy houses in different places can still apply for provident fund loans even if they withdraw all their provident funds from their personal accounts after buying houses in Beijing, as long as they meet the relevant regulations.
At present, the provident fund centers in various places are relatively independent, and there are no interconnected offices. At present, Beijing Provident Fund Center cannot handle provident fund loans for such people who buy houses in different places.
As various provinces and cities are gradually promoting the loan business in different places, it is recommended that you call the housing provident fund loan center where the house is located for detailed consultation.
According to the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Developing Personal Housing Loan Business of Housing Provident Fund (JJ[2065 438+04] 148), we will promote the loan business in different places:
All provinces, autonomous regions and municipalities directly under the central government should realize mutual recognition and transfer of housing provident fund deposits in different places. Workers who pay housing provident fund in their places of employment and buy self-occupied houses in their places of residence may apply for individual housing loans for housing provident fund from the housing provident fund management center of their places of residence on the basis of the payment certificate issued by the housing provident fund management center of their places of residence.
You can click on the menu "Micro Guide-Review of Previous Boutiques" under "WeChat Official Account: Provident Fund Master" to view the articles in the 23rd and 24th issues and get the corresponding information.
For the loan amount of provident fund in different places, you can consult the urban housing provident fund loan center in detail.
You can also click on the menu "Micro Guide-Extraction Conditions" under "WeChat official account: provident fund master" to view the materials required for extracting provident fund from different places.
The above information is for reference only, please refer to the actual business operation.
You can also call the customer service hotline 12329 for detailed consultation.
Usually, you need to consult the provident fund center of the loan city to find out what audit materials need to be prepared, and then apply to the provident fund center of the deposit city (such as Beijing) to obtain the certificate of deposit and use of the housing provident fund for the loaned employees.
You can usually get the "certificate" from the housing provident fund management department or Beijing housing provident fund loan center to which the unit belongs. Bian Xiao suggested that you consult the handling process in detail by telephone first, so as not to waste your precious time.
By the end of 20 14, six cities including Jinan, Shijiazhuang, Hangzhou, Hulunbeier, Chengdu and Luzhou supported inter-provincial provident fund loans. An Wei, Hubei, Hunan, Ningxia, Taiyuan, Changchun, Shenyang, Lanzhou, Nanning, Jiaozuo, etc. 1 1 provinces and cities have also issued detailed rules to support loans from different places within the province. Eight cities in the Pearl River Delta continued to implement the policy of regional provident fund loans in different places.
By the end of 20 15, among all provincial capital cities in China, except Lhasa, Nanjing, Zhengzhou, Xiamen and Hohhot have not yet realized the provident fund loans in different places. It should be noted that some areas have put forward special requirements for household registration, such as Guangzhou, Changchun, Qingdao, Luoyang, Kunming, Harbin, Chengdu, Shijiazhuang, Hainan Province and Guiyang City, and Yinchuan also specifically stipulates that it is a non-agricultural household registration in Ningxia District.
The above information is for reference only, please refer to the actual business operation.