1, age 18 to 56, with legal and effective capacity for civil conduct;

2. The lender's monthly income is more than 2,000 yuan;

3. Have a fixed and stable occupation;

4, must work in the current unit for more than 3 months (including 3 months);

5. Other conditions required by the cooperative unit.

The materials to be brought include: valid identity documents of myself and my spouse, marriage certificate, financial product statement or utility bill in the last three months, household registration book, personal tax payment certificate or bank statement in the last three months, and other materials required by the cooperative unit.

Matters needing attention in handling marriage loans

1, the marriage loan does not need mortgage, so the interest rate is higher. So you need to see the loan interest rate clearly when submitting the application;

2. The purpose of the loan should be clear, and improper use will lead to early recovery of the loan or penalty interest. Marriage loan can be used for consumption and shopping, but not for financial management and stock trading.

3. To apply for a marriage loan, the borrower needs to provide a marriage certificate. But in reality, some people apply for fake marriage certificates in order to obtain funds. This is against the law and must not be done.