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What should I do if the bank loan cannot be repaid?
First of all, we should try to contact the bank to negotiate possible repayment plans, such as delaying repayment and readjusting repayment stages, so as to reduce short-term difficulties.

if the discussion is fruitless, you should immediately cooperate with the bank to pay off, abide by the contract and deal with it in time, which will not affect your credit status and liabilities for other debts.

In addition, we should consider refinancing according to our own financial situation, use loans to pay off account debts, and rebuild credit at the same time, so as to reduce possible financial risks in the future.

in view of the inability to repay the bank loan, we should try to negotiate the repayment plan with the bank, use effective strategies to shorten the short-term predicament, and deal with it in a timely manner to avoid affecting the credit status. In addition, we can consider refinancing to solve the problem, so as to reduce the financial risks that may be faced in the future.

if you can't repay the bank loan, you can also sell your current assets and wealth to advance the loan to meet your current loan obligations, but in the process, you must pay special attention to the future and return value of the assets sold.