At present, the interest rate of the first home loan in Shenzhen has risen by 10% and 30% on the basis of the benchmark interest rate, among which the interest rates of the first home loan in Agricultural Bank, Bank of China, Industrial and Commercial Bank of China, China Merchants Bank, Bank of Communications, Industrial Bank and China CITIC Bank have risen by 15%, Shanghai Pudong Development Bank by 10%, and Minsheng Bank.

If the first home loan is a provident fund loan, the loan interest rate shall be implemented according to the stipulated benchmark interest rate.

Benchmark interest rate of commercial loans: 15 loans, with an annual interest rate of 4.75%; The loan in 630, the annual interest rate is 4.9%.

Benchmark interest rate of provident fund loan: loan 15, with an annual interest rate of 2.75%; The loan in 630, the annual interest rate is 3.25%.