Materials that students should provide when applying for student loans: the original and photocopy of their valid residence identity documents; The admission notice and photocopy of the school or the student ID card and photocopy; A description of the family's financial difficulties; Proof of family financial difficulties issued by the civil affairs departments of townships, towns and streets. ?
Students and their parents (or other legal guardians) apply to the county (urban area) student financial assistance management center or financial institution where the students study. To apply for a college student loan, the school shall assist the students to complete it. Student loan is a credit loan, which does not need guarantee and mortgage. Students and parents (or other legal guardians) are the same borrower, and both parties are responsible for repayment.
The term of the national student loan shall not exceed six years after the borrower graduates, and the loan limit shall not exceed 6,000 yuan per student per academic year in principle. The specific loan amount of each student is determined by the school according to the total amount of school loans, tuition fees, accommodation fees, living standards and the degree of difficulty of students.
The national student loan discount will be implemented, and 100% of the borrowing students will be subsidized by the finance during their school days. The borrower's loan interest and penalty interest after graduation shall be paid in full by himself. China Bank has been specializing in the national student loan business of universities directly under the central government, and China Development Bank mainly issues student-origin credit student loans.
Extended data:
By the end of 20 14, Bank of China had granted loans of RMB19.729 billion to support students10.6 million. The National Development Bank issued a total of 69.2 billion yuan of student loans to support 6.39 million students.
In order to ensure the smooth enrollment of college students from poor families in Guizhou Province, our province began to provide students' origin credit loan business for students from poor families in Guizhou Province in 2009. Students from poor families who have participated in the national unified entrance examination for ordinary colleges and universities and have been admitted can apply for student-origin credit student loans with their parents (or other legal guardians) at the Student Financial Assistance Center of the County Education Bureau where their household registration is located.
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